9225 Ulmerton Road Ste 310 Largo, FL 33771     Phone: (727) 210-0980    Fax: (727) 210-0747


*Written By: Affordable By Amanda*




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Hello from Eagle Insurance Group, Inc.

As we begin a new month, there will be more teens on the road once school starts back up. Have you talked about safety while driving with your student, yet? It may be just as important as buying him or her a new backpack.

Car insurance is a necessity in Florida. You need to have active insurance when you first register your car with the DMV. Florida's required car insurance coverage includes Property Damage Liability and/or Personal Injury Protection. These two types of policies are essential to your car insurance needs. 

PDL will cover up to $10,000 in damages. If you are at fault, this coverage is paid out to the other party. If the other party is at fault, then the other driver's insurance company will cover the damages on your vehicle.

PIP, or the no-fault insurance, covers up to 80% of most medical bills for you regardless of fault. Having a PIP is worthwhile. If you need to pay for medical expenses, and do not have high limits on your health plan, you will need to file a claim against the driver you crashed into. This can be a problem. The other driver will need to have been totally or partially at-fault for you to receive compensation. If the accident was entirely your fault, even if you are injured, you are not entitled to compensation.

Having PIP on your policy will allow you to avoid that issue since it doesn't matter who is at-fault in an accident. 
If you have ANY questions pertaining to your current car insurance policy, please do not hesitate to reach out to us at Eagle Insurance for a QUOTE today.

We are more than happy to help you continue on the path to safe driving! 
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